What is one way to stop payment on a check?

Stopping payment on a check is a matter that involves the financial institution responsible for the funds. The correct method to halt the transaction involves directly communicating with the bank where the account is held. By calling the bank, the account holder can request a stop payment on the specific check, which typically involves providing details such as the check number, amount, and payee information. This action ensures that the funds cannot be withdrawn or otherwise accessed through that particular check, thereby protecting against any potential unauthorized cashing.

The other options do not provide appropriate action for stopping a check. For example, contacting the IRS is not pertinent to bank transactions, and while a payroll summary report can outline checks issued, it does not serve as a mechanism for stopping payment. Notifying the employee about the check may be considered good communication practice but does not prevent the check from being cashed. Therefore, calling the bank is the definitive way to effectively stop payment on a check.